Zimba Advance

Instant credit backed by your Zimba Growth Savings. Stop paying punishing interest rates and hidden processing fees.

Access Fast, Fair Credit

Zimba Advance (Savings-Backed)

Borrow up to 70% of your savings instantly

Collateral:Your Growth Savings
Max Amount:70% of savings balance
Processing Fee:0%
Interest Math:Declining Balance
Interest Rate:3.5% per month
Term:1 to 3 months
No Guarantors Needed
Instant Disbursement
Save While Borrowing

How to Apply

  1. 1

    Deposit money into your Zimba Growth Savings account.

  2. 2

    Go to "Loans" and check your limit (70% of your savings).

  3. 3

    Apply for Zimba Advance and select a 1 to 3 month term.

  4. 4

    Receive cash instantly to your Zimba Wallet.

Requirements for Advance

To get an Advance:

  • ✓ Active Zimba account
  • ✓ Balance in Zimba Growth Savings (min UGX 15K to borrow UGX 10K)
  • ✓ Verify your identity (National ID required for withdrawal)

💡 Zero Hidden Fees: We do not charge a processing fee. Yes, really. If you borrow 10,000, you receive 10,000.