Zimba Advance for Business

Stop begging for credit and filling out endless paperwork. Use your Zimba Growth Savings to unlock instant, fair capital whenever your business needs it.

Instant Access, Real Growth

Instant

Disbursement to your Wallet

70%

Of your savings balance available

0%

Processing & hidden fees

What You Can Use It For

Working Capital

Cover operational expenses, pay suppliers, and manage cash flow gaps instantly.

Quick Inventory

Stock up for the high season or secure bulk discounts without depleting cash reserves.

Emergency Repairs

Fix broken equipment immediately to keep your business running smoothly.

Why Zimba Advance for Business?

Your Savings is Your Collateral

No need to pledge property or equipment. Your Growth Savings balance secures your loan automatically.

Fair Declining Balance Interest

You only pay interest on the remaining principal, strictly calculated to save you money.

Instant Disbursement

Money in your Zimba Wallet instantly. No waiting weeks for a loan committee to decide.

No Guarantors Needed

Stop chasing business partners or friends to sign guarantees for you.

Save While Borrowing

Your savings continue to earn 10% returns even while you have an active Advanced loan.

Application Requirements

It's entirely automatic:

  • ✓ Have an active Zimba account
  • ✓ Deposit funds into Zimba Growth Savings
  • ✓ Use up to 70% of those funds as an Advance
  • ✓ Absolutely no paperwork, financials, or bank statements required!

How to Apply

  1. 1

    Deposit money into Growth Savings

  2. 2

    Go to the Loans section in the Zimba app

  3. 3

    Your limit is pre-approved (70% of savings)

  4. 4

    Select an amount and confirm

  5. 5

    Receive funds instantly to your Zimba Wallet

Success Stories

"I keep my supplier reserves in Zimba Growth Savings. When I need quick inventory, I just take an Advance instantly and pay it back over a month. Best cashflow tool ever."

- Sarah M., Retail Store Owner

"No more begging the bank to fix a broken fridge. My savings act as my own credit line, and the 0% processing fee saves me so much money."

- David K., Restaurant Owner