A Bank That's Always With You ⚡
No branches, no paperwork, no "banking hours" BS. Just simple, smart banking that works for how you actually live. Earn up to 16% returns on savings. Get instant loans. All from your phone. All powered by AI.
How to Join Zimba
Four simple steps to start your journey to financial freedom
Available on iOS and Android
Fill in your details in 3 minutes
One-time fee of UGX 15,000
Save, borrow, and grow your wealth
Why Zimba Hits Different
Everything you need to grow your wealth—no BS, no branches, no waiting
Earn guaranteed returns with ZimbaLock savings. Banks give 2%, we give 16%. Do the math.
Get approved while you're in bed. Funds hit your account before your coffee gets cold.
Biometric authentication, encryption, deposit insurance. Your money is safer than your DMs.
No branches. No paperwork. No banking hours. Just your phone and your ambition.
Gen Z hustlers, corporate escapees, and comeback kings all leveling up together.
Smart savings tools, spending insights, and financial tips that actually make sense.
Lifetime Membership
One-time payment. No monthly fees. Ever.
Join 2,847+ satisfied members already banking with Zimba
Banking Just Got Smarter
AI-powered tools that help you save more, spend smarter, and achieve your goals faster
Bank with confidence using biometric authentication, real-time fraud detection, and instant card controls at your fingertips.
Manage your finances anytime, anywhere with our intuitive app. Transfer money, pay bills, and track spending in real-time.
AI-powered insights help you save automatically, earn 16% returns, and get instant loans when you need them. Build wealth effortlessly.
"Zimba has transformed how I manage my finances. The app is intuitive, and their savings features helped me save for my first vacation faster than I expected!"
Isaac Aremo
Zimba member since March, 2025
Why We Built This
Dear future Zimba member,
Traditional banking was designed for a world that no longer exists. A world of paper statements, physical branches, and banking hours that end before you even finish work. That's why we built Zimba—the first financial institution in Uganda truly designed for how you live today.
As millennials and Gen Z ourselves, we were tired of banks that treated digital features as an afterthought. We wanted a bank that understood our lifestyle—always connected, always on the move, and always looking for smarter ways to manage money, invest, and grow.
With Zimba, you'll never visit a branch or sign a physical form again. Everything happens in our app, powered by AI that gives you more control than traditional banks ever could. Need to lock your card temporarily? One tap. Want to track your spending? Our AI insights have you covered. Curious where your money goes? We show you in real-time.
We've eliminated everything you hate about traditional banking: hidden fees, predatory charges, "insufficient documentation" rejections, and confusing financial jargon. Instead, we offer crystal-clear fees, automatic savings tools, 16% returns, and instant loans that actually match your lifestyle.
In a world where you can instantly stream any song, order any product, or connect with anyone globally, why should your money be stuck in the past?
Join us as we redefine what banking means for our generation.
Ambrose Mwaka
CEO & Founder, Zimba
Frequently Asked Questions
Under 5 minutes. Download the app, fill in your details, pay the UGX 15,000 registration fee, and start banking. No branches. No paperwork. No BS.
Yes! It's a lifetime membership. Pay once, benefit forever. No monthly fees, no annual fees, no hidden charges. We're allergic to BS.
We don't have expensive branches, massive marketing budgets, or bloated bureaucracy. We pass those savings directly to you. Plus, we're member-owned—your success IS our success.
Yes! Once you've registered and funded your account, apply for loans instantly. Quick loans approved in 30 minutes. No 'come back Monday' BS.
Our AI gives you smart spending insights, automatic savings recommendations, instant fraud detection, and personalized financial tips—all in real-time. It's like having a financial advisor in your pocket.
Bank-grade encryption, biometric authentication, deposit insurance, and 24/7 fraud monitoring. Your money is safer than your DMs. We're licensed and regulated.
Stop Settling. Start Winning.
Join thousands of Gen Z hustlers, corporates, and comeback kings who ditched traditional banks for something better. Earn 16% returns. Get instant loans. Bank smarter with AI.
Have questions? Contact us at +256 75 826 7255 or help@zzzimba.com