Mobile Banking

The Zimba app puts your full account in your pocket — check balances, move money, pay bills, and grow your savings. 24/7, no branches needed.

Zimba mobile banking app
100% Mobile-First

Everything you need, nothing you don't

Built for how Ugandans actually use their money. No complicated menus, no confusing jargon — just fast, simple banking that works.

Send Money

Transfer to any mobile money number or Zimba account. Free between Zimba members.

Pay Bills

UMEME, water, TV, airtime — pay everything in seconds. No queues, instant confirmation.

Deposits & Withdrawals

Load via mobile money. Withdraw anytime to your phone number.

QR Payments

Pay merchants by scanning QR codes. Fast, secure, contactless.

What's inside the app

Everything accessible from one place.

Growth Savings

Earn 10% p.a. Track your balance and interest in real time.

Zimba Advance

Apply for a savings-backed loan. 0% processing fee, in-app.

Bill Payments

UMEME, water, DStv, airtime — all without leaving the app.

Money Transfers

Send to any mobile number. Free to Zimba members.

Statements

Track every shilling. Download statements anytime, free.

Instant Alerts

Real-time notifications for every transaction.

Built for Uganda

Fast & lightweight

Works on any phone, even on slow internet.

Bank-grade security

PIN, biometric login, end-to-end encryption.

Low-connectivity mode

Check balances and history even offline.

Ready to go mobile?

Download Zimba, create your account in minutes, and start banking smarter.

Security: Hosted on Oracle Cloud Infrastructure (OCI) with financial‑grade protections — encryption in transit and at rest, least‑privilege access, and continuous monitoring. We follow secure development and operational best practices to help keep your money and data safe.

Disclaimer: Zimba operates as a member‑owned SACCO. Some products, rates, and features are subject to eligibility, terms, and regulatory approval. Availability may vary by region and partner.

SACCO core banking technology is licensed from a third‑party provider.

By using this site or our services, you agree to our Terms & Conditions and Privacy Policy.

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