Save first. Grow steadily.
Build savings at 10% p.a. Hold shares. Qualify for loans with 0% processing fee. No hype—just clear terms and a financial home built on discipline.
We don’t sell self-control—we sell relief from pressure. One-time share UGX 15,000 to join.
Download for Android10% p.a. on savings · 0% loan processing fee · Member-owned · Uganda
Trusted partners
"We built our savings first. Then we accessed responsibly."
Patrick & Grace, members
Your financial home
Member-owned cooperative. One-time share purchase to join. Build savings at 10% p.a., qualify for loans with 0% processing fee. We value what you build—not just paperwork.
- Simple joining — no employment letter required
- 10% p.a. on Growth Savings
- Shares and a voice in governance
Save. Qualify. Own.
Three pillars. No hidden fees. Clear terms.
Zimba is not a fintech; it is financial gravity.
We do not sell self-control—we sell relief from pressure.
Three products. One financial home.
Wallet · Growth Savings · Loans
- Move to wallet anytime
- Pay bills
- No minimum balance
- Free
- 10% p.a. returns
- Build savings, unlock access
- Disciplined lock period
- Loan up to 70% of your balance when you qualify
- Up to 70% of your Growth Savings balance
- 0% processing fee
- Declining balance
- Short terms, clear repayment
Member story
"I built my savings first. Then I accessed responsibly."
Esther saved with Zimba Growth Savings. When she was ready to invest in her tailoring business, she qualified for a loan—no collateral, no lengthy waits. She used it for equipment and fabrics. Today her shop employs three people. She still saves first and borrows when she needs to.
Esther Mutesi
Fashion Shop Owner & Ex-Corporate
Saved
UGX 600K
Interest Earned
UGX 96K
Loan
UGX 3M
What members say
Real members. Real progress.
Sarah M.
Marketing Manager • Kampala
"I built my savings with Zimba Growth Savings and the returns are clear. When I needed a loan, my savings had already grown. It feels like a financial home, not a quick-cash app."
James Okello
Content Creator • Mbale
"I saved consistently and qualified for a loan when I needed equipment. The process was straightforward and the terms were clear. No surprises."
Grace Atim
Software Developer • Remote
"Zimba focuses on what I've built in savings, not just paperwork. I appreciate the calm, transparent approach. My savings grow and I can access responsibly when needed."
Join Zimba
One-time share purchase of UGX 15,000. Then build savings at 10% p.a. and qualify for loans with 0% processing fee.
Secure · Transparent · Member-owned
Get in touch
Questions about membership, savings, or loans? WhatsApp, email, or the form below.
+256 75-826-7255
help@zzzimba.com
Address
Kira, Kampala, Uganda
Working Hours
Mon - Thur: 9:00 AM - 5:00 PM
Support Hours
24/7